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Welcome to One Way Payday

Are you going through bad financial phase?

Looking for some extra cash? Then One Way Payday is the place for you to get started. Now bid adieu to the monthly crunches with suitable loans which you can obtain simply by registering through us. We are a one stop destination where you can easily learn about the comparative rates for loans. Moreover it is just a matter of few clicks here with us.

At One Way Payday you can easily apply online for loan alternative solutions like quick cash loans, same day loans and bad credit loans. If you are lacking adequate funds to meet some urgent need then you can choose any one from these loans options based on your present financial status.

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If you are all set to apply with One Way Payday, then we will just ask you to fill some details in the online form now available with us. No hefty procedures are part of application here. Now you can even easily send us your application details sitting at home or while working at office. But before that you must make sure that your details perfectly fit the bill for the eligibility criteria.

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Once all the application formalities are over, you can click on the submit button so that can be received by us. These application details are crucial since based on that lenders would be providing loans. Rates may vary from lender to lender. Now you can easily make comparison between the rates offered simply through One Way Payday.

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Credit checks are generally performed by the lenders and not by us. But if you are living with the stigma of poor credits then also you can get suitable funds in the form of bad credit loans to apply here with us. So, poor credit borrowers can also apply with us without any hesitation.

Why repayments on time are important? Well that prevents further and also help in building good credit. Above all, by repaying the loan debt on time you can keep away penalty fees and accrued interest and other charges.

Thus if your current financial condition is not stable and monthly payouts can wait then it would be better if you stay away from borrowing funds.

However after getting loans if you come to know that managing funds for repayment within this limited time is quite impossible then you must ask the lender for extending the tenure. For that matter loan extensions, roll overs and renewals can be sought for. Definitely this would also be costly for you but here the interest and other rates are not increased.

If you have queries regarding borrowing funds here you can directly contact us. We have a dedicated team to help you out with your issues. After considering all the aspects and reading all the clauses you should sign the loan agreement.

Loan application has become convenient and less time consuming with us at the hour of crisis. So for urgent needs now you can seek for favorable loan online right here with us at touch of a button.

Questions you've always had, but scared to ask.

What are Payday Loans?

Payday loans are short term, high cost loan, that can be applied whenever you are running short of cash and you are days away from your next payday. This loan can be easily applied online and obtained within hours of applying.

What are bad credit payday loans?

Bad credit payday loans can be applied even if you do not have a favourable credit score. Your credit rating describes your present financial situation. If you have experienced or experiencing poor management or failure to make payments it is going to have negative effect on your credit rating. When your credit status is bad you will be considered as a 'higher risk' borrower and applying for this loan is the only way to access the cash you need.

What to know about before you apply?

Before you apply it is important that you go through the loan agreement thoroughly. The loan agreement will have complete details about the loan repayment, interest rates, application fee, renewal charges, as so on. Knowing all these charges ahead of applying will help you make better choices.

What can I use payday loans for?

Once your application has been accepted lender will get the borrowed money deposited directly into your checking account. Once you have got hold of the money, you are absolutely free to spend it as per your requirement. Lender will never ask you about the purpose behind applying for this loan.

How much can I borrow?

Approval against payday loan will let you borrow an amount anywhere between AU$300 and AU$2,000. The amount of cash offered to you will depend on your requirement as well as repayment ability. It is the lender who will decide the amount of cash that you can borrow and for how long.

I've never taken out before! What do I do?

Do not worry! It is very simple and easy to apply for a payday loan online. You can start with comparing the various deals available online and choose the deal that best fits your requirements.

Can I pay out my payday loan early?

It is not possible to save money by paying off a one month loan early. Generally, the fee and interest are charged at a flat rate. So, paying your loan off early won't work with this loan.

I already have a payday loan. Can I get another one?

Your chance of getting a second payday loan before you pay off the first one is very low. Once lenders finds out that you already have a loan they will not approve you for another one.

I am struggling with repayments – can I renew my payday loan?

Yes, you can request for rollover if you are unable to repay the loan on time. But to avail such services you will have to pay extra fee to the lender. You should understand that loan extension decisions are at the discretion of the lender and not every lender may offer such extension.

Is it a bad idea to keep taking out payday loans?

Applying for a payday loan may seem like the best option in a financial emergency, especially if you have poor credit and no savings. But this loan can do a lot more harm than good. They are one of those financial arrangements that are easy to get into, but very difficult to get out of. These loans are very expensive and failure to repay back on time can get you stuck in the cycle of debt.

How do I know if my details and account are secure?

In this website as well as all the lenders in our network uses latest encryption technology that ensure the safety of all the information that you provide. Once you submit your application, we will forward your information with one or more lenders in our network. Besides, the website is also scanned daily for security vulnerabilities. So, you can rest assured that all your details and accounts are secure.

Representative APR Example

You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Do not pay any lender or broker an upfront fee to process your loan application.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.