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Bad Credit Loans

Bad credit scores pose impediment in getting loan approval. For a poor creditor choices are few and borrowing is quite costly. But with One Way Payday you don't have to worry if you have less than perfect credit ratings. Here we will try to help you get some affordable offers for bad credit loans from some prominent lenders.

Before getting started you must know we are an interface between lenders and borrowers. If our credit profile is not favorable then it is more likely that you may fall prey to inappropriate expensive loans. But with us you may rest assured to get offers at best prices that you can afford.


How to register here?

If you are gearing up to apply for a loan then simply complete the registration form. You must fill in the form with relevant details since it will decide your fate about getting loans. In short you will send the completed form to us. Next some lenders will be given access to your request. Analyzing all those details submitted by you then lender would then make his or her offer. With us you will also get the advantage of being able to compare the rates on the same platform. Yes, so now at touch of a button you can easily know which the most lucrative deal is for you. Lastly if your request gets approved by the lender then funds will credit online to your checking account.

No credit checking:

The name of the loan itself says that there will be no credit checking for bad credit loans are solely meant for someone who does not have a suitable credit rating. So, bad creditors like you should utilize this opportunity.

Interest rates:

Well this is something that needs your concern before you get started here with us for bad credit loans. We are an intermediary and no service charges will be levied by us. But the lender who will finance your needs will charge heavy interest rates and other charges. Best thing about applying with us you can flip through rates offered by different lenders. In short you will be able to settle the best offer for you.


In your situation you cannot afford to miss the scheduled repayment date for this will be reflected in your credit reports and will have bad impact in your financial future. Repayment term will be planned by the lender. In case of nonpayment of loans, penalty fees would be imposed and at the same time the interest and other charges will also accrue. But to prevent such outcome you must get in touch with the lender who can adjust the repayment date so that you can pay back money. Though this will cost you surplus fees but would save you from making payment for increased rate of interest.

For someone like you who have been refused loan help on credit grounds, bad credit loans are a convenient loan option. Now you can easily apply for these loans online without much hassle after making sure that rates are feasible for you.

Representative APR Example

You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Do not pay any lender or broker an upfront fee to process your loan application.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.