Responsible Lending

We as One Way Payday take our responsibilities very seriously. We are an online portal providing unbiased matching services to find the most suitable loan deal for our borrowers. We aim to serve all our borrowers fairly thus assisting him or her in taking financial decisions. We try to get a reasonable solution for his or her financial problems keeping his or her present financial condition in mind.

According to One Way Payday, responsible lending is:

  1. To understand the financial capacity of the borrower
  2. To find a loan option which borrower can afford and repay easily.
  3. Loans should be suitable and match the ongoing requirements of the borrower.
  4. If you run in to trouble in making repayment, we will be there to make things easier for you.

One Way Payday will also help you to determine the best feasible option for you considering your present financial circumstances by validating your income details and bank transaction history. We work only with licensed lenders. With us your personal details are not vulnerable to illegal access.

There are something which we expect from our borrowers:

  1. Avoid borrowing money if past debts are still there.
  2. Review the loan agreement cautiously so that you can determine whether or not loans are favorable for you.
  3. Make sure loans can be timely paid back by you otherwise surplus fees may follow.

We are not here for profit making purpose. We will never persuade anyone for borrowing if his or her current financial condition is not favorable. We work as per law. Industry based practices are followed here by us. It is important for us to be transparent and fair so that borrowers can make balanced decision according to his or her financial stature. In short here we never intend to get you a loan that can never be repaid by you.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow - $100 You Pay - $124 Representative APR 1223.6% (Variable)